So Barkley, you suffered your losses in October for a losing Super Bowl bet? It seems you made a really bad bet if you bet, and lost, on the Super Bowl in October. It seems you just didn't want to admit (at first) that you have a gambling problem, because it doesn't seem at bad to lose that kind of money on one Super Bowl bet as it does on hours of table games. Take care of your business, "Sir" Charles, and get some professional help for your addictive/compulsive behavior.

Stephen, uninsured/underinsured motorist coverage applies whenever and wherever you suffer an injury due to a motorist who is not insured or who has inadequate liability insurance to pay for your injury. Your policy might try to imply that this type of accident is not covered, but it definitely is. The Nevada Supreme Court has repeatedly confirmed that uninsured/underinsured motorist coverage applies whenever, wherever. You could get injured by an uninsured motorist as a pedestrian, bicyclist, as a passenger on a commercial carrier or sitting in your livingroom, and it would still apply. If you have questions, either research it thoroughly on the internet, and if that does not confirm what I am writing, see an attorney who practices personal injury.

We all have choices. If you don't like your $1,000 deductible, pay a higher premium and lower it. It's your choice. Or don't pay any premium as Ms. Graves did and just risk everything. But to insinuate that the cab company should be financially responsible for something for which it had "zero fault" is ridiculous.

“It’s perplexing because nobody has to take responsibility,” Graves said. Including you, I say. Do what anyone else does: buy your own uninsured/underinsured motorist coverage. Problem solved. Get a job with health insurance. Again, problem solved. Take some responsibility for yourself. Pathetic.