Tuesday, Feb. 25, 2014 | 5 p.m.
With Metro Police's announcement that it will no longer respond to minor non-injury fender benders, the Nevada Division of Insurance is offering some advice for motorists involved in an accident.
The division said Southern Nevada drivers should make sure they have accident insurance and it recommends buying uninsured-underinsured motorist coverage.
Jake Sunderland, public information officer for the division, said this policy pays for medical costs for the driver and passengers in an accident in which the other motorist was at fault or didn't have enough coverage to pay the medical costs.
Drivers should make sure they have their insurance policy card in the vehicle.
"Putting a small notepad, pen and disposable camera in the vehicle is a way for drivers to ensure they can document the details of the accident," said Sunderland in a news release Tuesday. "Insurance companies sometimes provide accident tool kits to customers upon request."
The division suggests the motorist not get out of the car after an accident if it is not safe.
Call the police if there are any injuries and then exchange information with the other motorist, getting his or her name, address, phone and insurance policy number.
Take a picture of the other driver's insurance policy card and take photos of the damage to both cars.
And notify an agent of the insurance company as soon as possible while events are fresh in one's mind, said Sunderland.
Also, the drivers should retain notes of all conversations with company representatives, repair shops and other parties.
Those who have questions can call the state office in Las Vegas at 702-486-4009.